It has come to my attention that when I started Super Duper Blog-O-Rama way back in November 2008 – okay, it wasn’t that long ago, but it seems like it has been since I have started and given it up a few times now – that I really didn’t know the reason why I was doing it. I knew I wanted a new hobby, something that I could do other than go for walks with Robyn my girlfriend and Bruno the dog or watch movies on my projector. I was getting tired of life. Not in the sense that I wanted to end myself or anything , just that things were becoming stale.

I thought that blogging would be a cure for the staleness, and for a while it was – I would wake up each morning, failure after failure in my self-improvement crusade, and write about. But the staleness came back.

But then one day not too long ago I had a vision: one in which I was successful and wealthy and was able to do what I wanted when I wanted (well, moral things at least :) ) . And I had a plan for this vision, one that will take me until I am at least in my thirties I’m guessing ( I am 26 right now) and perhaps the rest of my life. But blogging is the first step.

And while I cannot reveal what the total plan is, I can reveal the first part, much like a ziggurat.

Here is an example of a ziggurat, in case anyone out there is wondering what the heck I am talking about. Notice it is like a pyramid, except it is based more on the concept of steps rather than a slope.

Blogging is my first step.

Ziggurat

In order to achieve my second step (something that will be difficult to put into practice – but I know I can do it) I need sufficient capital and extra time. Right now I have neither, as I have a full time job that doesn’t pay squat. So I need to get other systems put in place to achieve the time and money needed.

The beauty about blogging is that once you get it up and running, it is like a snowball – the traffic starts out like a trickle, then becomes steady, and then comes the money (or so I’m told). It is also something you can do that will not take up that much time, provided you do it everyday.

So now I have direction in what my blog will do. It will give me freedom. But what will it be about. Well, since I am trying to achieve freedom, I figured I would write about what it takes to make those dreams a reality. I am talking about marketing techniques, monetization techniques, general ideas for making a better blog. And sense I am just starting from scratch, everyone can see a new blog grow so I can achieve my dreams.

So here’s to a new life, one that involves daily tasks – single steps in a long journey. Here’s hoping that it all works out in the end. I think I can do it. I know I can do it. It will just take time. But I am a man on a mission. And nothing will stop me now.

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Although I have no debt at this time, after reading Dave Ramsey’s The Total Money Makeover: A Proven Plan for Financial Fitness, I had a good feeling that if I did I would be able to pull through it without a hitch.

totalmoneymakeover

But though I enjoyed the book, the majority of it was just fluff. I found myself wading through success story through page padding sucess story just to see what all the baby steps are. If you are interested in them and that only, I’ll go ahead and save you a few dollars. Dave Ramsey lists them on his site

The Baby Steps Of Getting Out Of Debt

  1. $1,000 to start an Emergency Fund
  2. Pay off all debt using the Debt Snowball
  3. 3 to 6 months of expenses in savings 
  4. Invest 15% of household income into Roth IRAs and pre-tax retirement
  5. College funding for children
  6. Pay off home early
  7. Build wealth and give!
  8. Invest in mutual funds and real estate

dave-ramsey

While I think this method is sound, I do think there is room for improvement, seeing as one can take into account APR’s when it comes to credit cards and the like. What do you guys think?

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Common Sense Investing – A Lesson On Index Funds

June 28, 2009

Have you ever sat looking at your portfolio, and wondered why you never seem to get the same returns of the market as a whole? I know I did. I would be looking at my individual stock picks and a few mutual funds and not see a whole lot of return – especially not the [...]

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